:root{--blue:#0b2a5b;--blue2:#123d7f;--gold:#d4a829;--light:#f6f7fb;--text:#1d2433}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);line-height:1.6;font-size:17px}
a{color:var(--blue2)}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{background:var(--blue);color:#fff;position:sticky;top:0;z-index:10;border-bottom:4px solid var(--gold)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 20px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:1.1rem}.brand img{width:48px;height:48px;border-radius:50%;background:#fff}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px 18px}nav a{color:#fff;text-decoration:none;font-size:.95rem}nav a:hover{color:var(--gold)}
.hero{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;padding:60px 0;text-align:center}
.hero img{width:160px;height:160px;border-radius:50%;background:#fff;border:4px solid var(--gold)}
.hero h1{font-size:2.4rem;margin:16px 0 8px}.hero p{max-width:720px;margin:0 auto 22px;font-size:1.15rem}
.btn{display:inline-block;background:var(--gold);color:var(--blue);font-weight:700;padding:12px 26px;border-radius:6px;text-decoration:none}.btn:hover{filter:brightness(1.08)}
.policy{background:#fff8e1;border-top:4px solid var(--gold);border-bottom:4px solid var(--gold);padding:28px 0}
.policy h2{margin:0 0 10px;color:var(--blue);font-size:1.4rem}.policy p{margin:0;font-size:1.08rem}
section{padding:56px 0}section.alt{background:var(--light)}h2{color:var(--blue);font-size:1.9rem;margin-top:0}h2:after{content:"";display:block;width:60px;height:4px;background:var(--gold);margin-top:8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.card{background:#fff;border:1px solid #e3e6ef;border-top:4px solid var(--blue2);border-radius:8px;padding:20px}.card h3{margin-top:0;color:var(--blue)}
ol li{margin-bottom:8px}.note{font-size:.92rem;color:#555}
footer{background:var(--blue);color:#dfe5f2;padding:28px 0;font-size:.9rem;border-top:4px solid var(--gold)}footer a{color:var(--gold)}
@media(max-width:640px){.hero h1{font-size:1.8rem}.hero{padding:40px 0}nav ul{gap:4px 12px}section{padding:40px 0}.brand span{font-size:1rem}}
.narrow{max-width:820px}.req{color:#b3261e}
.apply fieldset{border:1px solid #e3e6ef;border-top:4px solid var(--blue2);border-radius:8px;padding:18px 20px;margin:0 0 22px;background:#fff}
.apply legend{font-weight:700;color:var(--blue);padding:0 6px;font-size:1.1rem}
.fg{display:grid;grid-template-columns:1fr 1fr;gap:14px 18px}.fg label{display:flex;flex-direction:column;font-weight:600;font-size:.95rem;gap:4px}.fg .full{grid-column:1/-1}
.apply input[type=text],.apply input[type=email],.apply input[type=tel],.apply input[type=date],.apply select,.apply textarea{font:inherit;padding:10px;border:1px solid #c5cbd8;border-radius:6px;width:100%;background:#fff}
.apply input:focus,.apply select:focus,.apply textarea:focus{outline:2px solid var(--gold);border-color:var(--blue2)}
.checks{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:14px}.chk{display:flex;gap:8px;align-items:flex-start}.chk input{margin-top:5px;width:18px;height:18px}
.consent{margin:0 0 12px;background:#fff8e1;padding:14px;border-radius:8px;border:1px solid var(--gold)}
.apply button{border:0;cursor:pointer;font-size:1.05rem}
@media(max-width:640px){.fg,.checks{grid-template-columns:1fr}}
/* spacious single-column form */
.apply{max-width:680px;margin:0 auto}
.narrow{max-width:728px}
.fg,.checks{grid-template-columns:1fr!important;gap:22px}
.apply fieldset{border:0;border-radius:0;background:transparent;padding:0;margin:0 0 44px}
.apply legend{display:block;width:100%;font-size:1.3rem;padding:0 0 10px;margin-bottom:22px;border-bottom:2px solid var(--gold)}
.fg label{font-size:1rem;gap:8px;color:var(--blue)}
.apply input[type=text],.apply input[type=email],.apply input[type=tel],.apply input[type=date],.apply select,.apply textarea{padding:12px 14px;font-weight:400;color:var(--text)}
.apply input[type=file]{font:inherit;font-weight:400;padding:10px;border:1px dashed #c5cbd8;border-radius:6px;background:var(--light)}
.hint{font-weight:400;font-size:.88rem;color:#555}.err{color:#b3261e;font-weight:600;font-size:.92rem}
.privacy{margin:0;background:var(--light);padding:10px 14px;border-left:3px solid var(--gold)}
.checks{gap:12px}.chk{font-weight:400}.consent{margin:8px 0 18px}
.apply button{width:100%;padding:16px}